| Job Description |
# Acquiring new clients for term loans, working capital and non-fund based business including current accounts, forex flows and fixed deposits and maximising business from the existing relationships.
# Working Capital financing: Providing working capital financing to large corporate in the form of Cash Credit / Working Capital Demand Loan or Short Term loan.
# Credit Evaluation: Credit evaluation of organizations on various parameters - analyzing balance sheets and business models of organizations, understanding all Fund –based / Non – Fund Based / CMS / Treasury requirements of the companies and then suitably recommending to the Management / Credit Department.
# Post disbursement monitoring: Continuously monitoring all credit accounts and ensuring that the conduct of the accounts are satisfactory.
# Cross Selling: Responsible for cross selling all the products to the corporates – Treasury, CMS, Trade Finance, Electronic Banking, Corporate Salary Accounts.
# Advising clients on various corporate and investment banking products, apprising clients on market developments, statutory guidelines, foreign exchange etc.
# Appraising proposals, running the proposal through risk department and getting the sanctions in place. Ensuring compliance with bank’s credit policies and post sanction follow-up & monitoring.
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